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LARRY ENGEL

LARRY ENGEL

Senior Loan Officer

NMLS # 216952

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Erica Ward

Erica Ward

Sr. Loan Officer

NMLS # 2092572

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About Us

Your Home Financial is a full-service mortgage lender. Whether you are a first-time buyer or experienced homeowner, we are the professionals who make a difference in the mortgage industry.

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(866) 319-9504

Your Home Financial LLC

26615 Center Ridge Rd, Unit 4
Westlake, OH 44145

Your Home Financial LLC | Terms of Use | Licensing | Privacy | Accessibility | Blog | Contact | Careers

*Closing cost offer available to customers who submit an application for a purchase loan. Only available for single family primary residences and current customers serviced by Newrez. Closing cost offer available to customers who apply for a new purchase loan. Only available for single family primary residences. Credit provided at closing. The offer is nontransferable and can only be used by the intended recipient. Advertised discount can only be applied toward payment of closing costs up to a total amount of $1,000 subject to product underwriting guidelines. Any portion of the discount amount not used toward closing costs will be waived.

**A pre-approval does not signify that all underwriting requirements have been met. Actual terms, including interest rate, are subject to change without prior notice and may vary based on eligibility criteria. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Please contact Your Home Financial for additional details.

***Lock & Shop Program is for borrowers with a PowerBuyer Certification**. The lock will be honored for 75 days total. Consumers must initiate a mortgage loan application for a specific property and be under purchase contract for the property at least 45 days prior to lock expiration to extend the locked rate. All rate lock extensions are subject to Your Home Financial’s standard rate lock extension fees. Not available for all loan products. Please contact Your Home Financial for additional details.

****Your Home Financial agrees to pay the borrower the amount of the earnest money deposit (up to $2,500) following the home loan closing, if the loan does not close on or before the contract closing date due to a delay caused by Your Home Financial. Void if there are any material changes to income or assets. Offer requires 30 business days from Your Home Financial’s receipt of purchase contract to closing date. Other requirements include: minimum 700 credit score, owner occupied purchase transaction. LTV and property type restrictions may apply. Available only through Your Home Financial. Payment may be subject to reporting for tax purposes. Please contact Your Home Financial for additional details.

Freddie Mac BorrowSmart Access^SM and Affordable Seconds^® are registered trademarks of Federal Home Loan Mortgage Corporation. Geographic restrictions apply.

© 2023 Your Home Financial LLC. 26615 Center Ridge Road, Unit 4, Westlake, OH 44145. 866-319-9504. NMLS #1890113 (www.nmlsconsumeraccess.org). This is not a commitment to lend or the guarantee of a specified interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting, and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply.