Market News

If you’ve decided to buy a home, congratulations! You have an exciting road ahead of you. It’s easy to get caught up in the anticipation and want to jump on things right away but try not to get ahead of yourself. It really does pay off if you make sure your finances are in order well before you apply. Things like getting your credit score up and your overall (debt to income ratio) DTI down can take a few months to a year, but could save you thousands of dollars on your ultimate monthly mortgage payment.

You’ve finally found the perfect home! The only thing left to do is close the deal. Going to the closing table, especially for the first time, can be a little intimidating. In fact, almost every first-time homebuyer, and many seasoned homeowners, have questions about the closing process. We’ve compiled answers to some of the most common questions about closing to help you sit down at the closing table with confidence.

If buying homeowners insurance is on your radar, read on to learn about policies, premiums, claims, and more.

Thinking about making the step from renter to homeowner? Owning a home has so many financial benefits compared to renting, so pat yourself on the back for even considering the move - it’s a big step!

If you put less than 20% down when you purchase a home, you will typically need Private Mortgage Insurance, also called PMI.

Only a few years ago, having a smart home felt like something out of a science fiction movie. Anyone remember that 90’s movie, Smart House? Fast forward to 2020 and we’re actually living some of those projections of futuristic tech living.